Today in class we talked more about microloans. Microloans are a very good thing because you need money to make money. It is very sad that it works that way but it does. You can’t start a business with no money you need money to build to own the land to purchase items. It is a good thing that we live in a developed country because we have access to the things we need to get a business started. But in counties in Africa they do not. So a person with a great idea for a business or a new object in Africa will probably never be seen through because they don’t have enough money to go with it. That is why things like kiva are great because it lets people with not much money go through with their idea.